
Originally Posted by
Violet Fashion by Mindy
Our system is weird. I always thought it was universal but upon reading about it. It's not.
We have a two tiered system.
Services in the government run hospitals are generally "free"
For everything else it's user pays.
What we have done however is that the government sets the prices for medical services. The government will pay this cost. It is up to the service provider whether they accept this cost, thus making the service free or decide to charge more. Depending on market factors some doctors will accept the government fee as their own fees or charge a higher rate. The difference is made up by the population.
So for example. A normal 15 minute consultation with a General Practitioner costs 100 bucks. the government will pay 75 dollars and the patient will pay 25 dollars. My doctor only charges 75 dollars thus making my doctor appointments free.
Our medicines are also subsidised quite heavily but there is still an element of "user pays" even for pensioners and the unemployed. It costs me 5 dollars to get a prescription, it costs my sister 30 dollars.
Our private health insurance helps people pay the gap for services and using private hospitals to avoid long waiting times for non-life threatening surgery, dentistry and eye care.